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1: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

2: Shop

At this stage, it’s a good idea to start working with a real estate agent and viewing homes.

3: Loan Application

A few documents are needed to get a loan file through underwriting.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

They closely evaluate all the documentation prepared by the loan processor in the loan package.

6: Closing

Documents  are drawn and sent to the title company where the closing meeting takes place.


Fill out our simple online mortgage quote form and you will receive a quote tailored to specifically to your needs.  There is no obligation. Our dedicated staff is here to answer any questions you have. Whether you are first time home buyer or an experienced buyer you are in good hands.

Request A Quote

Lending Arena has a large variety of loan programs and financing options for borrowers which include conventional, FHA, VA, jumbo, stated/alternative income, commercial, and private. Our diverse programs allow us to have a loan program to fit just about everyone need, and our team of professionals are dedicated to customer satisfaction as a topmost priority.


Rony and Romik got me approved for a home years ago when my credit was in the dumps.  They worked their magic and made it happen! Just did a refinance with these guys and they made it happen again!

Mario M.
Rating: 5

Romik and Rony at Lending Arena made the refi on our current house a smooth transaction and at a competitive refi rate. They were both quick to respond via email and text with questions I had. They were both with us every step of the way thru closing. Would choose them to refi again in the future

Nick M.
Rating: 5

Being in the real estate industry twenty plus years, and having mortgage experience myself, pairing with an experienced, knowledgeable and professional loan officer is key. I have worked with Romik and his team over 7 years and he has always performed at the highest level. His expertise and vast options he offers borrowers, allows opportunities for all buyers, whether first time, luxury or investors. Aside from being a great loan officer, he is one of the most honest and amazing people I know.

Elizabeth O.
Rating: 5
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